Strategies for rebuilding your credit Use these strategies to reduce your spending to increase your disposable income so you can pay down your debts. Use the money saved to create a savings or investment plan. Budget worksheets and links to powerful debt calculators and budgeting websites are included. About Your Host For the past 25 years, Karen Porter-Baer has been educating clients from all backgrounds financial literacy and teaching them strategies to help them achieve their financial goals.
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